Buyer prequalification

Know your buying power. Know what you're buying.

Start your SBA acquisition prequalification with Lendesca. When you have a target, Mainstreet Advisory reviews its earnings and financial risks before you close.

Understand your potential buying power. Complete Lendesca's questionnaire in about 3 minutes for a preliminary estimate for SBA 7(a) acquisition financing over $350,000.
Check the seller's earnings before you close. Flat-fee Quality of Earnings from a Canadian CPA, CMA, written for a credit team.
Keep financial leadership in your corner after closing. Banking relationship support, dashboards, KPIs and monthly reporting, on retainer.
Two specialists, one path. Lendesca on the financing, Mainstreet on the numbers before and after you buy.

Questions? Talk to Matt or Taylor

Takes about 3 minutes

Start your SBA buyer prequalification

Answer a few questions on Lendesca's Mainstreet Advisory prequalification page to see the SBA 7(a) acquisition financing you could prequalify for.

Start your prequalification →

Purchase capacity for acquisitions over $350,000
A preliminary estimate, not a commitment to lend
Lendesca follows up on financing, and Mainstreet on diligence

The questionnaire opens on Lendesca's site in a new tab. Information you submit is sent to Lendesca and handled under its terms and privacy practices. Your name, contact details and prequalification amount are also shared with Mainstreet Advisory so we can follow up. The estimate is not loan approval or a commitment to lend.

Lendesca terms · Lendesca privacy notice

How the services fit together

LendescaPrequalificationYou answer a short set of questions and Lendesca assesses your potential purchase capacity.

LendescaMainstreetBefore your offerLendesca helps you structure the offer so it fits SBA requirements. Mainstreet can take an optional early look at the target's numbers.

MainstreetQuality of EarningsFlat-fee review of earnings, adjustments and financial risks, written to be read by a credit team.

LendescaUnderwriting & closingLendesca originates, underwrites and closes the loan on behalf of SBA-approved lenders. Financing remains subject to lender approval.

MainstreetOngoing supportFractional financial leadership after closing: banking relationship support, dashboards and systems, KPI tracking and monthly reporting.

Have this ready

Whether you have a target business, and the industries and locations you're considering
Your purchase price range and credit score range
Approximate balances for cash, retirement accounts, marketable securities and home equity, plus any proposed investor funding
Whether all owners are U.S. citizens or U.S. nationals. Lendesca's tool asks this as part of SBA eligibility screening; other eligibility requirements also apply.
Your resume, which Lendesca reviews to assess experience

Why two firms

Lender underwriting assesses the financing request and repayment capacity. Mainstreet's financial diligence helps you understand the target's earnings, adjustments and financial risks from the buyer's perspective.

Each firm keeps its own role, and the participating lender makes every credit decision.

Your contacts

Matt Calnan, CPA, CMAMainstreet Advisory · Buyer financial diligencematt@mainstreetfirm.com 403-715-1170 Book a free 15-minute scoping call

Taylor KoganLendesca · Buyer prequalification and financing enquiriestkogan@lendesca.com (954) 408-1476

The prequalification tool is operated by Lendesca, and information you enter there is governed by Lendesca's own terms and privacy practices. Prequalification is a preliminary assessment, not loan approval or a commitment to lend. Any financing is subject to verification, program eligibility, review of the target business, full underwriting and lender approval. Mainstreet Advisory does not make credit decisions. Mainstreet Advisory services are separately engaged and are not a condition of prequalification. Your lender determines its own diligence requirements.